May 26, 2024 0 Comments

Overview of the Fair Credit Reporting Act (FCRA)The Fair Credit Reporting Act (FCRA) was enacted to ensure the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. This federal

May 26, 2024 0 Comments

Dave Ramsey’s stance on credit usage is one of his most debated opinions. He advises against using credit, claiming that credit scores are not a true indicator of financial health. Ramsey often describes