Frequent Pitfalls When Purchasing Tradelines
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We firmly believe that the internet should be available and accessible to anyone, and are committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability.
To fulfill this, we aim to adhere as strictly as possible to the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level. These guidelines explain how to make web content accessible to people with a wide array of disabilities. Complying with those guidelines helps us ensure that the website is accessible to all people: blind people, people with motor impairments, visual impairment, cognitive disabilities, and more.
This website utilizes various technologies that are meant to make it as accessible as possible at all times. We utilize an accessibility interface that allows persons with specific disabilities to adjust the website’s UI (user interface) and design it to their personal needs.
Additionally, the website utilizes an AI-based application that runs in the background and optimizes its accessibility level constantly. This application remediates the website’s HTML, adapts Its functionality and behavior for screen-readers used by the blind users, and for keyboard functions used by individuals with motor impairments.
If you’ve found a malfunction or have ideas for improvement, we’ll be happy to hear from you. You can reach out to the website’s operators by using the following email
Our website implements the ARIA attributes (Accessible Rich Internet Applications) technique, alongside various different behavioral changes, to ensure blind users visiting with screen-readers are able to read, comprehend, and enjoy the website’s functions. As soon as a user with a screen-reader enters your site, they immediately receive a prompt to enter the Screen-Reader Profile so they can browse and operate your site effectively. Here’s how our website covers some of the most important screen-reader requirements, alongside console screenshots of code examples:
Screen-reader optimization: we run a background process that learns the website’s components from top to bottom, to ensure ongoing compliance even when updating the website. In this process, we provide screen-readers with meaningful data using the ARIA set of attributes. For example, we provide accurate form labels; descriptions for actionable icons (social media icons, search icons, cart icons, etc.); validation guidance for form inputs; element roles such as buttons, menus, modal dialogues (popups), and others. Additionally, the background process scans all the website’s images and provides an accurate and meaningful image-object-recognition-based description as an ALT (alternate text) tag for images that are not described. It will also extract texts that are embedded within the image, using an OCR (optical character recognition) technology. To turn on screen-reader adjustments at any time, users need only to press the Alt+1 keyboard combination. Screen-reader users also get automatic announcements to turn the Screen-reader mode on as soon as they enter the website.
These adjustments are compatible with all popular screen readers, including JAWS and NVDA.
Keyboard navigation optimization: The background process also adjusts the website’s HTML, and adds various behaviors using JavaScript code to make the website operable by the keyboard. This includes the ability to navigate the website using the Tab and Shift+Tab keys, operate dropdowns with the arrow keys, close them with Esc, trigger buttons and links using the Enter key, navigate between radio and checkbox elements using the arrow keys, and fill them in with the Spacebar or Enter key.Additionally, keyboard users will find quick-navigation and content-skip menus, available at any time by clicking Alt+1, or as the first elements of the site while navigating with the keyboard. The background process also handles triggered popups by moving the keyboard focus towards them as soon as they appear, and not allow the focus drift outside it.
Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.
We aim to support the widest array of browsers and assistive technologies as possible, so our users can choose the best fitting tools for them, with as few limitations as possible. Therefore, we have worked very hard to be able to support all major systems that comprise over 95% of the user market share including Google Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS and NVDA (screen readers).
Despite our very best efforts to allow anybody to adjust the website to their needs. There may still be pages or sections that are not fully accessible, are in the process of becoming accessible, or are lacking an adequate technological solution to make them accessible. Still, we are continually improving our accessibility, adding, updating and improving its options and features, and developing and adopting new technologies. All this is meant to reach the optimal level of accessibility, following technological advancements. For any assistance, please reach out to
Frequent Pitfalls When Purchasing Tradelines
Make the most out of your authorized user tradelines by avoiding these common mistakes:
1. Having Fraud Alerts or Credit Freezes
Fraud alerts or credit freezes on your account prevent new tradelines from appearing on your credit report. Contact each credit bureau to remove any fraud alerts before adding new tradelines.
2. Not Understanding How Tradelines Work
Understanding how tradelines function is crucial. Without this knowledge, you might be misled by salespeople into purchasing tradelines that don’t suit your situation. Explore resources like Tradelines 101 and educational articles in our Knowledge Center.
3. Lack of Credit Score Knowledge
Know how your credit score works before buying tradelines. This knowledge helps you understand the impact of tradelines on your credit. Use resources such as guides to building credit with tradelines.
4. Judging Tradelines by Price Alone
Price doesn’t always indicate the power of a tradeline. Evaluate how a tradeline will affect your average age of accounts and utilization ratios instead of focusing solely on cost. Use tools like the Tradeline Calculator to determine the best fit for your profile.
5. Ignoring the Relativity of Tradelines
The impact of a tradeline depends on your existing credit file. An 8-year-old tradeline may not be beneficial if your average age of accounts is already 10 years. Assess how a tradeline will fit into your unique credit profile.
6. Relying Solely on Tradelines
Tradelines should complement a mix of different credit types. Besides tradelines, maintain a healthy credit mix with auto loans, mortgage loans, and installment loans. Consider credit repair alongside your tradeline strategy if you have delinquencies.
7. Valuing Limit Over Age
A tradeline’s age often matters more than its credit limit. An older tradeline can positively impact your credit score more than a high-limit, newer tradeline.
8. Testing with Cheap Tradelines
Buying cheap tradelines to test their impact can be counterproductive. This strategy can end up costing more and might lower your average age of accounts. Start with high-quality tradelines that meet your needs.
9. Not Calculating Average Age of Accounts
Calculate how new tradelines will affect your average age of accounts. Even experts sometimes miscalculate, so use a Tradeline Calculator to get accurate results.
10. Not Getting Old Enough Tradelines
Older tradelines are often necessary to significantly improve your average age of accounts. Use the Tradeline Calculator to ensure you get tradelines that meet your needs.
11. Last-Minute Purchases
Plan ahead when buying tradelines. Last-minute purchases may limit your options due to processing times and purchase deadlines.
12. Relying on a Single Tradeline
Betting on one tradeline posting can be risky. Consider buying multiple tradelines to increase your chances of success.
13. Ignoring Debt Reduction
Pay down high utilization debts before buying tradelines. High utilization ratios negatively impact your credit, and reducing debt can be more effective than adding tradelines.
14. Thinking Tradelines Fix High Utilization
Tradelines can improve overall utilization but won’t resolve high utilization on individual cards. Focus on paying down high-utilization cards first.
15. Overlooking Closed Accounts
Include closed accounts when calculating your average age of accounts, as they still impact your credit score.
16. Not Getting Extensions
If you need a tradeline to stay active longer, opt for extensions rather than buying new tradelines.
17. Buying from Unethical Companies
Research and choose reputable tradeline companies. Look out for fake reviews, poor customer service, and unsecure websites.
18. Asking About Average Score Boosts
Tradelines affect everyone differently. No meaningful average boost exists, and individual results vary based on your unique credit file.
19. Seeking Specific Credit Scores
No one can guarantee a specific credit score boost from tradelines. Focus on overall credit improvement strategies instead.
20. Buying Tradelines for a CPN
Avoid using CPNs, as they are considered fraud by the Social Security Administration and the Federal Trade Commission.
21. Assuming High Limits Guarantee Approval
A high-limit tradeline doesn’t guarantee approval for high-limit credit cards. Lenders also consider income, expenses, and other factors.
22. Mistaking Tradelines for Credit Repair
Tradelines add information to your credit report, whereas credit repair removes inaccuracies. Use both strategies together for best results.
23. Having Extremely Bad Credit
Tradelines may not be effective if you have severe derogatories. Focus on correcting delinquencies first.
24. Buying from Unreliable Banks
Choose banks with a high success rate for posting tradelines. Avoid banks known for unreliable postings.
25. Having Bankruptcy with a Bank
If you filed bankruptcy with a bank, tradelines from that bank might not post. Choose tradelines from other banks.
26. Having Collections with a Bank
Outstanding collections with a bank can hinder tradeline postings. Opt for tradelines from different banks.
27. Preferring Primary Tradelines
Authorized user tradelines with age and higher limits are often more beneficial than new primary tradelines with low limits and no age.
28. Forgetting Multiple Credit Scores
Remember that you have multiple credit scores, varying by credit bureau and the type of credit application.
29. Incorrect Address on File
Ensure the address on your credit reports matches the one provided when buying tradelines to avoid posting issues.
30. No Credit Score at All
If you’re “credit invisible” or have had all items removed from your report, tradeline postings might be problematic.
31. Insufficient Credit Mix
A good credit profile includes a mix of credit types, not just authorized user tradelines.
32. Lacking Tradeline Alerts
Set up tradeline alerts with a credit monitoring service to be notified when new accounts are added to your report.
33. Entering Incorrect Information
Double-check your personal information when ordering tradelines to ensure accuracy and successful postings.
34. Being Unaware of Non-Posting Policies
Understand the non-posting policy and follow best practices to minimize the risk of tradelines not posting.
For more detailed information and to avoid common mistakes, consult resources like our Tradeline FAQs and how-to guides on maximizing the benefits of tradelines.
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